May 23, 2022

What is a Chronic Illness Rider in Life Insurance?

In order for the life insurance companies to remain competitive, they have had to invent new types of life policy products…

May 23, 2022

What is an Accelerated Death Benefit?

Traditional life insurance policies allow insureds to financially provide for their beneficiaries if something happens to them and also accomplish various…

May 23, 2022

Decreasing Term Life Insurance: A Quick Guide

All types of life insurance can be divided into two basic categories: term and permanent. Permanent policies include whole life insurance,…

May 21, 2022

The Complete End of Life Planning Checklist for 2022

Those who take the time to do end-of-life planning can save their heirs a great deal of time and inconvenience. When…

May 21, 2022

What is Reverse Life Insurance?

Traditional life insurance has been around for at least a hundred years. But a new twist on life insurance is making…

May 20, 2022

Is Long Term Care Insurance Worth it? The Truth

Back in the early 1990s, long-term care insurance was widely considered to be the darling of the insurance industry. Insurers promised…

May 16, 2022

Life Settlement FAQ: Your Questions Answered

What is a life settlement? In a nutshell, a life insurance settlement transaction is when a life settlement company offers to...

May 16, 2022

What is Insurable Interest in Life Insurance?

There are many factors that enter into the purchase of a life insurance policy. Beneficiaries must be named, the policy owner…

May 12, 2022

The Guide to Life Insurance With a Long-Term Care Rider

The costs related to long-term care insurance are continuing to skyrocket with no end in sight. The insurance industry has responded…

May 11, 2022

How to Use Life Insurance To Pay Off Debt

Many households in the United States today have large amounts of debt. The types of debt are varied – student loans,…