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Q Life Settlements Archive
Journal
February 5, 2021
Retirement – How much do you need to save?
Retirement experts have offered various rules of thumb about how much you need to save: somewhere near $1 million, 80% to 90% of your annual pre-retirement income, 12 times your pre-retirement salary. But what is right for you? And how do you know you are on track?
January 22, 2021
Healthy Brain – Healthy Retirement
Most older Americans think about, if not worry about, their mental health. Too many have seen those negatively impacted by loss of mental acuity. Sanjay Gupta, a neurosurgeon who is CNN’s chief medical correspondent, made these suggestions for the best possible mental health in a recent article published on the AARP website.
December 29, 2020
Hospice Care – Do you know enough about it?
Hospice care focuses on the best possible quality of life for a person facing a life-ending illness, while also providing assistance to that person’s caregivers. Hospice is designed to provide the highest level of comfort to the patient.
December 3, 2020
Are You Prepared for the One Thing You Absolutely Don’t Want to See this Holiday Season?
The holidays and their aftermath are the busiest time of year for long-term care admissions for homecare, assisted living and nursing homes. Between Thanksgiving and Christmas, families get together and many are seeing Mom and/or Dad for the first time in months. Some will discover that their parent’s health has declined and he or she should not be left to live on their own any longer.
November 16, 2020
What Will Happen to Health Care in the Next Four Years?
If you currently use Medicare or Medicaid, there is likely to be no significant change. Both major Parties have focused more on health care for those not in those programs, however, in general, the Republican party favors reducing the costs of Medicare and the Democratic Party favors maintaining or improving the programs.
October 9, 2020
Social Security is Not Broken
Social security provides substantial income to millions of Americans. In fiscal year 2019, the Social Security Administration estimated that it would pay out $892 billion in “Old Age and Survivorship Insurance” benefits. Even for those with significant assets and other income, a regular monthly social security payment is welcome.
September 17, 2020
Increasing Your Financial ‘IQ’
Do you want more financial knowledge? The internet is here for you. There are any number of financial blogs. Do a Google search for “financial blogs” and there are many to choose from. Think about what is the motive behind any that you read. Often the writer/publisher wants to sell you something.
September 4, 2020
Travel During COVID-19, are Quarantines and Fines Possible?
Many of us want to travel – either to visit family, perhaps for special events, or for recreation or vacation. Europe, in general, is not allowing Americans to enter their countries as of today, although Britain and Ireland are open, but what about traveling around the US?
August 21, 2020
The Generation Before the Baby Boomers – Life Insurance Buyers
The Silent Generation (1928-1945) is the name given to the generation preceding the baby boomers (1946-1964). This generation has over 20 million people in the United States. This generation was born during and after the Great Depression of the 1930s and World War II.
August 7, 2020
New Study Sheds Light on Retirement Planning
A new study from JP Morgan sheds some new light regarding retirement planning. One of the most important questions in retirement planning is: how long do I need to plan for? To this end, the study found that for people currently age 65, you should expect….