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Q Life Settlements Archive
Journal
November 16, 2018
Who Are Life Settlement Investors?
As a general matter, investors in life settlements are “institutional” investors – that is, sophisticated investment funds that are professionally managed. The typical investors include private equity funds, pension funds, specialized life settlement funds, family offices, and hedge funds. These investors are interested in life settlements for many different reasons, but some of the more common reasons fall into a number of categories…
November 15, 2018
Explaining a Life Settlement Broker and Provider
Life settlements are highly regulated transactions, governed by each individual state’s insurance laws. Currently, 43 states regulate life settlement transactions. In these regulations, the parties to a transaction are outlined, as well as such parties’ role and responsibilities in…
November 8, 2018
What Is A Life Settlement Provider?
A life settlement provider is a regulated “matchmaker” in the sale of a life insurance policy in a life settlement transaction. What does this mean? Insurance is regulated at the state level, not by the federal government. As a result, each state decides…
November 5, 2018
How Much Is My Life Insurance Policy Worth?
The key factors that are necessary to determine the value of your policy include three items: your age, health condition, and the type of life insurance policy you have. An estimate can be done based on the face value (net death benefit) of your policy, but to get a more precise value…
October 28, 2018
Can I Sell My Term Life Insurance Policy For Cash?
Many policyholders ask if their term life insurance policy is a fit for a life settlement, even though there is no cash value. While that is true that term policies do not accrue a cash surrender value nor dividends (in most cases), there can still be a hidden value to the policy by…