-
Q Life Settlements Archive
Journal
April 29, 2022
How to Cash Out Your Life Insurance Policy
If you are one of 25 million Americans over the age of 60 who are economically insecure, cashing out your life…
April 22, 2022
Time to Sell? How Life Expectancy Impacts the Value of Life Insurance
Life insurance policies are a valuable asset. The U.S. Supreme Court decided in 1911, in a case called Grigsby v. Russell,…
April 18, 2022
Life Settlement Fraud is Rare
If you are like many life insurance policyholders today who own a permanent policy, you have probably noticed that your insurance…
April 17, 2022
Difference Between Viatical Settlement and Life Settlement
The terms “life settlement” and “viatical settlement” are sometimes used interchangeably. However, it’s important to understand that while these types of…
March 21, 2022
Seniors’ Long Term Care Costs Growing As Medical Costs Slowdown
In the study, “Explaining the Slowdown in Medical Spending Growth Among the Elderly,” published in the February edition of the journal…
June 7, 2021
How Should I Prepare for the Unexpected?
It’s an unfortunate situation that we face from time-to-time, something unexpectedly happens that has a negative impact on your life. How should one prepare for handling these difficult and unexpected (but inevitable) situations? What tools should we have in our “toolbox” to help us handle these “curves in the road” that come up from time to time? As we develop these skills and make ourselves prepared for the events, we can, at least, handle these situations with more confidence.
April 27, 2021
Stages of Long-Term Care
Many seniors will need short- or long-term care at some point in their lives. Seniors have many different options available for senior living and/or long-term care. There are also many different ways to qualify and pay for these care options. While these choices and options can seem overwhelming, seniors will be able to analyze their situation and take their preferences into account to find the best care alternative. Below, we review the five stages of long-term care to help guide the choices available.
April 5, 2021
Estate Planning – 10 Tasks You Should Accomplish
Estate planning is a complex task that many people put off until it’s too late. There’s a good reason for this: it can be an emotional and arduous process to make decisions protecting your loved ones, personal values, financial assets, and more. But if you want to give yourself peace of mind, or ensure the care of someone you love after your death, it’s time that you face this challenge head-on.
March 12, 2021
When Will You Get the Next Coronavirus Relief Package Stimulus Check?
The House and Senate have now passed the latest Covid relief bill, and President Biden signed the bill into law on March 11, 2021. The new law includes stimulus checks to individuals, provides for extended unemployment benefits, child support payments, and many additional provisions including payments to cities, states, and tribes, and to certain large businesses and many small businesses. Additional funds are provided for school reopening costs, expanded tax credits, and food aid. A search for “Corona Virus Relief” or “Covid Relief” will provide a large number of articles with many more details on the bill and the expected impact of the new law.
March 3, 2021
Are you having trouble getting the COVID-19 vaccine?
The first hurdle is qualifying to get the vaccine. Different states have different rules and even within a state, there may be different rules for different counties. You could try a search for “COVID vaccine eligibility” and add your state to the search term. Once you determine that you are eligible for the vaccine, finding a place where you can get the COVID-19 vaccine can be difficult.