Q Life Settlements Blog

May 7, 2022

How Do Life Insurance Buyouts Work?

If you are at least 65 years old and own a universal life policy, whole life policy, or other type of…

May 4, 2022

Life Settlement Taxation: What You Need to Know

Are you considering selling your life insurance policy in a life settlement transaction (also sometimes referred to as a life insurance…

April 29, 2022

How to Cash Out Your Life Insurance Policy

If you are one of 25 million Americans over the age of 60 who are economically insecure, cashing out your life…

April 22, 2022

Time to Sell? How Life Expectancy Impacts the Value of Life Insurance

Life insurance policies are a valuable asset. The U.S. Supreme Court decided in 1911, in a case called Grigsby v. Russell,…

April 18, 2022

Life Settlement Fraud is Rare

If you are like many life insurance policyholders today who own a permanent policy, you have probably noticed that your insurance…

April 17, 2022

Difference Between Viatical Settlement and Life Settlement

The terms “life settlement” and “viatical settlement” are sometimes used interchangeably. However, it’s important to understand that while these types of…

March 27, 2022

Life Settlement Market Important Facts

Have you ever thought that your life insurance policy is no longer needed or too expensive to maintain? If so, you…

March 21, 2022

Seniors’ Long Term Care Costs Growing As Medical Costs Slowdown

In the study, “Explaining the Slowdown in Medical Spending Growth Among the Elderly,” published in the February edition of the journal…

June 7, 2021

How Should I Prepare for the Unexpected?

It’s an unfortunate situation that we face from time-to-time, something unexpectedly happens that has a negative impact on your life.  How should one prepare for handling these difficult and unexpected (but inevitable) situations?   What tools should we have in our “toolbox” to help us handle these “curves in the road” that come up from time to time?  As we develop these skills and make ourselves prepared for the events, we can, at least, handle these situations with more confidence.

April 27, 2021

Stages of Long-Term Care

Many seniors will need short- or long-term care at some point in their lives. Seniors have many different options available for senior living and/or long-term care. There are also many different ways to qualify and pay for these care options. While these choices and options can seem overwhelming, seniors will be able to analyze their situation and take their preferences into account to find the best care alternative. Below, we review the five stages of long-term care to help guide the choices available.