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All types of life insurance can be divided into two basic categories: term and permanent. Permanent policies include whole life insurance,…

Those who take the time to do end-of-life planning can save their heirs a great deal of time and inconvenience. When…

Traditional life insurance has been around for at least a hundred years. But a new twist on life insurance is making…

Back in the early 1990s, long-term care insurance was widely considered to be the darling of the insurance industry. Insurers promised…

What is a life settlement? In a nutshell, a life insurance settlement transaction is when a life settlement company offers to...

There are many factors that enter into the purchase of a life insurance policy. Beneficiaries must be named, the policy owner…

The costs related to long-term care insurance are continuing to skyrocket with no end in sight. The insurance industry has responded…

Many households in the United States today have large amounts of debt. The types of debt are varied – student loans,…

Modified endowment contracts are a profitable alternative to many other types of assets when it comes to estate planning. If you…

The cash surrender value of a life insurance policy is the remaining amount of cash value that you get after you…

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